This home has an FHA assumable mortgage at 3.12%. Speak to your lender about the process of assuming an FHA mortgage. What an incredible find! THE SOLAR PANELS ARE PAID FOR ALREADY. THE NEW OWNER WILL NOT HAVE TO WORRY ABOUT PAYMENTS. That's a $50,000 value right there. This home is truly calling for you, and it's evident that so much has been done to make it not just a house, but a beautiful and comfortable home. As you step through the front door, the Decorative Electric fireplace on the brick wall welcomes you, adding a touch of charm and warmth to the space. The heart of the home, the large and updated kitchen, is a dream for any cook. Granite countertops, stainless steel appliances, and ample cabinetry make it a perfect blend of style and functionality. Adjacent to the kitchen, you'll discover a laundry/utility room that's the size of a bedroom – a fantastic and spacious utility space that adds great practicality to daily living. Going upstairs, the loft offers additional flexibility, serving as a versatile space that can easily be transformed into another bedroom if desired. The principal bedroom is nothing short of enormous, featuring a walk-in closet with a convenient organizer. The bathroom is a luxurious retreat with his and her sinks, a separate shower stall, and a relaxing garden tub. The roof and solar panels, installed just 4 years ago, speak to the forward-thinking and energy-efficient aspects of the home. The vinyl fenced yard provides privacy and a neat aesthetic, while the exterior of the home, painted approximately 4 years ago, showcases a well-maintained appearance. Recent updates, including a replacement of the AC around 2 years ago, new carpets, garage door opener, refrigerator, hot water heater, toilets, and bathroom sinks, reflect a commitment to keeping the home in top-notch condition. The addition of a water softener system adds a thoughtful touch to enhance your living experience. Finally, the expansive backyard with a pond view is the perfect setting for family get-togethers and outdoor enjoyment. This home is not just a property; it's a haven where memories will be made. Don't miss the opportunity to make it yours!